NextGear Capital, a Cox Automotive company, announced the appointment of Patrick Inks to the role of vice president of Credit. In this role, Patrick will be responsible for the quality and consistency of our underwriting and credit processes to drive profit and risk balance.

"NextGear Capital continues to grow not just domestically but internationally as well," said Alan Lang, senior vice president of corporate operations. "As such, it's important that we strategically place leaders in a position to help us increase our overall portfolio."

Inks has more than 20 years of successful, strategic leadership within the finance and banking industry, getting his start with Bank of America in 1989 as a Field Representative. Most recently, he served as Chief Credit and Quality Officer for Merchants Fleet Management in New Hampshire, where he earned the 2014 Auto Finance Excellence Award from Auto Finance News. Prior to this position, Inks served in a number of leadership roles with Navigator Acceptance, Harley-Davidson Financial Services, and Green Tree Financial Services.

In response to his new role, Inks stated "I am excited to begin this new venture. Not only is NextGear Capital an established industry leader, but along with the other Cox Automotive companies, it's helping transform the way the world buys, sells and owns cars."